UPST (UPST) AIQ Analysis
UPST scores 44/100 with Smart Score 2/10 and Sharpe 5.53.
AIQ Brief
UPST is currently in a mixed setup with AIQ 44/100 and Smart 2/10 (weak relative) at $33.49. Risk is favorable. Read this as a prioritization signal, then confirm entry quality and sizing with your own risk plan.
Momentum is the strongest contributor at 74/100, while Risk is the binding constraint at 28/100. With a 46-point spread, the profile is imbalanced, so patience and entry discipline are more important than speed.
UPST ranks 4/4 in this peer set (44 vs peer average 64.3). On risk-adjusted efficiency, Sharpe is below peer average (5.53 vs 7.30). This helps distinguish true relative leadership from broad sector drift.
Action now: this is a neutral/selective setup. Improve entry quality by waiting for momentum acceleration or a better risk profile before adding. Keep sizing moderate until factors align.
Sharpe is 5.53, indicating strong risk-adjusted return for this snapshot.
| AIQ Component | Score | Signal Read |
|---|---|---|
| Momentum | 74 | Strong trend persistence and positive acceleration. |
| Value | 33 | Valuation appears rich relative to model baseline. |
| Quality | 37 | Quality profile is weak versus peers. |
| Risk | 28 | Risk profile is favorable in this model. |
| Sentiment | — | Sentiment signal is currently unavailable. |
Current AIQ Read
UPST currently screens as neutral. Wait for confirmation from trend quality and risk conditions before increasing exposure.
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