Back to Portfolio Examples

Portfolio Example

60/40 Portfolio Analysis

A classic balanced portfolio split between equities and bonds, evaluated for modern volatility regimes and optimization opportunities.

1. Portfolio Overview

Representative holdings for this structure:

2. Risk Analysis

  • Concentration: Equity-bond mix is balanced, but duration sensitivity can cluster in rate shocks.
  • Volatility: Moderate volatility profile with lower downside than equity-only portfolios.
  • Correlation: Stock-bond correlation can rise in inflation shocks, reducing diversification.

3. Optimization Example

Original Sharpe Ratio

0.54

Optimized Sharpe Ratio

0.74

  • - Reduced overlap between broad-market equity ETFs.
  • - Improved bond sleeve diversification across duration buckets.
  • - Added defensive sector and low-volatility tilt for stress resilience.

4. Optimized Allocation

  • Global Equity: 48%
  • Core Bonds: 32%
  • Short Duration / Cash Proxy: 10%
  • Defensive Diversifiers: 10%

5. Next Step

Apply this framework to your own holdings and constraints to generate personalized recommendations.

© 2026 AlgoVestIQTermsPrivacyRisk Disclosure

Informational only, not investment advice. Investing involves risk, including loss of principal.