In a Neutral regime, SYF's AIQ Score of 53/100 with Quality base of 60/100 and fading Momentum at 32/100 (Δ-12) signals mixed conviction. Wait for component alignment before adding exposure. Watch momentum trend for confirmation or fading.
Value (69/100) leads while Momentum (32/100) lags. This cross-factor spread creates entry timing uncertainty. Wait for the lagging factor to begin recovering before adding aggressively.
Quick Stats
SYF's 7-day signal profile is softening with AIQ change of -3.0 points and momentum delta of -12.0. Trend delta is -3.00, which helps frame whether the current move is accelerating or fading.
Snapshot: Sat, 25 Jul 2026 00:00:00 GMT. Baseline: 2026-07-17.
| Date | AIQ | Mom | Val | Qual | Resilience |
|---|---|---|---|---|---|
| 2026-07-25 | 53 | 32 | 69 | 60 | 41 |
| 2026-07-18 | 56 | 44 | 69 | 60 | 40 |
| 2026-07-11 | 53 | 34 | 69 | 60 | 38 |
| 2026-07-04 | 64 | 74 | 69 | 60 | 47 |
| 2026-06-27 | 66 | 81 | 69 | 60 | 47 |
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SYF (SYF) Stock Analysis
SYF (SYF) has an AIQ Score of 53/100 in a Neutral regime as of Jul 25, 2026. Value is strongest at 69/100. Momentum is weakest at 32/100. The main conflict is that quality remains supportive at 60/100 while 7-day momentum is fading (-12.0 pts).
SYF (SYF) carries an AIQ Score of 53 out of 100, placing it in a mixed signal regime for this snapshot. A mid-range reading typically means component signals are not fully aligned, so interpretation should focus on what is improving versus what is lagging.
Beta is 1.41, implying roughly 41% higher sensitivity than a broad market baseline.
In the latest weekly profile, AIQ has moved -3.0 points over the last 7 days, momentum delta is -12.0, trend delta is -3.00, risk delta is +1.0. This combination is most useful for judging whether signal quality is strengthening or fading into mean reversion.
| Evidence Layer | Public Evidence |
|---|---|
| Regime Context | SYF is in a Neutral AIQ regime with score 53/100. |
| Signal Conflict | The primary conflict is that quality remains supportive at 60/100 while 7-day momentum is fading (-12.0 pts). |
| Factor Evidence | Momentum 32/100 · Value 69/100 · Quality 60/100 · Risk 41/100 |
| Persistence | SYF has scored AIQ 60+ in 26 of the last 60 daily snapshots. 30-day avg: 60/100. 60-day avg: 59/100. |
| Checklist | Status | Evidence |
|---|---|---|
| Factor strength | Pass | Value is the strongest factor at 69/100. |
| Timing | Fail | Momentum is 32/100 with 7-day delta -12.0. |
| Regime fit | Wait | SYF is in a Neutral regime at 53/100. |
| Risk control | Wait | Risk factor is 41/100 with beta of 1.41 indicates above-market sensitivity. |
| Conflict | Wait | Current conflict: quality remains supportive at 60/100 while 7-day momentum is fading (-12.0 pts). |
SYF's 7-day signal profile is softening with AIQ change of -3.0 points and momentum delta of -12.0. Trend delta is -3.00, which helps frame whether the current move is accelerating or fading.
Signal snapshot as of Sat, 25 Jul 2026 00:00:00 GMT. 7-day comparison baseline: 2026-07-17.
| Metric | Current |
|---|---|
| AIQ Score | 53/100 |
| Price | $72.90 |
| Beta | 1.41 |
SYF vs Fintech & Payments Peers
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SYF Stock FAQ
What does the SYF AIQ Score mean?
AIQ Score summarizes multiple factors for SYF, including momentum, value, quality, and risk. Higher scores generally indicate stronger combined signals, but you should still validate with your own risk tolerance.
How often is SYF data updated?
SYF quote and scoring components refresh on the platform cadence. Always confirm timestamp freshness on-page before making time-sensitive decisions.
Should I compare SYF with an index before investing?
Yes. Comparing SYF versus benchmarks like SPY or QQQ helps you separate stock-specific strength from broader market moves.
Where can I review deeper SYF fundamentals, technicals, and risk?
Use the Fundamentals, Technicals, and Risk tabs from this page to inspect driver-level metrics behind the headline score.
How the AIQ Score Is Built
Methodology, factor weights, and how to interpret score history
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